A more flexible path

FHA Loans

FHA financing can help when savings or credit history make conventional financing harder.

FHA loan fundamentals

A 3.5% minimum down payment may be available with an FHA score of 580 or higher.
A 10% down payment may apply with FHA scores from 500–579; lenders can set higher requirements.
The home must generally be your primary residence and meet FHA property standards.
Upfront and annual mortgage insurance premiums apply.

We’ll help you understand the possibilities, tradeoffs, and next step.