Flexible, widely used financing

Conventional Loans

Often a strong fit for borrowers with established credit, dependable income, and some savings.

Is a conventional mortgage right for you?

Down payments may start at 3% on certain programs, though 5% or more is common.
Credit, income, monthly debts, assets, occupancy, and property details are reviewed.
Mortgage insurance generally applies when the down payment is below 20%.
Options may be available for primary residences, second homes, and investment properties.

We’ll help you understand the possibilities, tradeoffs, and next step.